Kiva U.S. Small Business Loans


0% Interest, No Fees

402.436.2388 | nebraska@local.kiva.org | cdr-nebraska.org

Kiva loan - business owners

About Kiva

Kiva is a global nonprofit, founded in 2005, with a mission to expand financial access and help underserved communities thrive. Kiva unlocks capital for borrowers through crowdfunded loans supported by individuals around the world. With as little as $25, you can support entrepreneurs and small businessowners in the U.S. and across the globe with critical access to funding. Over two million people have invested $1.8 billion in real dreams and real opportunity, spanning more than 90 countries and 4.7 million borrowers.

Kiva has loaned $23 million to help refugees

How Kiva Works

Kiva uses crowdfunded microloans as a force for good, creating a space where people can support each other through one-to-one lending, and together, expand financial access for all.

Process map for borrowers

Borrowers

0% interest, $0 fee, community backed small business loans from $1,000 - $15,000 with 12-36 month repayment terms.

Minimum Requirements

  • At least 18 years old

  • Not in current bankruptcy or foreclosure

  • Not a franchise or multi-level marketing

  • Operating a legal and socially responsible business (No CBD or Hemp)

  • No minimum credit score

Many times Kiva starts you off with a small loan to build credit in the Kiva community. After you repay, you can apply for a larger loan. Repeat borrowers are really trusted: if you repay your first loan on time, you automatically qualify for at least 2x your first loan.

Lenders

Make a difference today. Each Kiva loan helps people build a better future for themselves and their families.